Bosnia & Herzegovina
Implementing Agile in the Financial Sector: start small, then learn and expand
It is clear that the customers’ needs change constantly, and that to ensure customer satisfaction traditional institutions…Continue reading
Digitalization
- Internet usage (of pop.)
- 76.7%
- Did online shopping (age 15+)
- 30.6%
- Paid bills via internet (age 15+)
- 13.4%
- Accessed a bank account online (age 15+)
- 35%
- Paid utility bills using a mobile phone (age 15+)
- 10%
- Made or received digital payments (age 15+)
- 66.5%
Data overview for Bosnia & Herzegovina
Digitalization
- Internet usage (of pop.)
- 76.7%
- Did online shopping (age 15+)
- 30.6%
- Paid bills via internet (age 15+)
- 13.4%
- Accessed a bank account online (age 15+)
- 35%
- Paid utility bills using a mobile phone (age 15+)
- 10%
- Made or received digital payments (age 15+)
- 66.5%
Macro data
- Population 2022
- 3.3M
- GDP Total 2022
- €23.3B
- GDP per capita 2022 (PPP)
- €17,000
- GDP forecast 2021
- 4%
- Trade Flows (% of GDP)
- 79.4%
Banking data
- Total bank assets 2022
- €19.3B
- Total bank assets 2022/GDP
- 82.8%
- Account ownership (age 15+)
- 79.3%
- Debit card ownership (age 15+)
- 61.4%
Economic data
- Unemployment
- 31%
- Currency
- BAM
- Remittances (% of GDP)
- 9.3%
- Private Consumption (yoy)
- 3.4%
Data provided by Raiffeisen Research, Sources
Articles about fintech in Bosnia & Herzegovina
Bobot helps companies manage their bonus calculation and distribution
A motivated sales-team that creates magic stands behind Bobot, a fintech founded a little bit over 6…Continue reading
Bosnia & Herzegovina compared to other CEE countries
Bosnia & Herzegovina
- Internet usage (of pop.)
- 76.7%
- Did online shopping (age 15+)
- 30.6%
- Paid bills via internet (age 15+)
- 13.4%
- Accessed a bank account online (age 15+)
- 35%
Croatia
SerbiaData provided by Raiffeisen Research, Sources